Blog > Cost Across Time [INFOGRAPHIC]
![Cost Across Time [INFOGRAPHIC] | Simplifying The Market](https://img.chime.me/image/fs/chimeblog/wp-migration/924/20260608/16/original_151cbb24411248e49e443ce538e21b40.jpg)
Some Highlights:
- With interest rates still around 4.5%, now is a great time to look back at where rates have been over the last 40 years.
- Rates are projected to climb to 5.1% by this time next year according to Freddie Mac.
- The impact your interest rate makes on your monthly mortgage cost is significant!
- Lock in a low rate now while you can!


![Cost Across Time [INFOGRAPHIC] | Simplifying The Market](https://img.chime.me/image/fs/chimeblog/wp-migration/924/20260608/16/original_40d4484d9ee94f368ab249d4cd3dd379.jpg)